Junior Loan Officer

Role overview

Job description Introduction We are seeking a Loan Officer to help provide underserved and overlooked borrowers with better access to credit, while contributing to a diverse and innovative workplace that values independent and critical thinking. Duties & Responsibilities • Application Review: Review loan applications, credit reports, and supporting documentation to assess completeness and alignment with internal guidelines. • Analytical Assessment: Evaluate financial and non-financial data using defined criteria, including payment-to-income (PTI) and loan-to-value (LTV) calculations. • Decision Documentation: Apply company policies and document decisions clearly and accurately within internal systems. • Operational Compliance: Ensure applications are processed in accordance with internal policies and regulatory requirements. • Cross-Functional Collaboration: Work closely with internal teams to resolve missing information, clarify documentation, and maintain efficient workflow. • Process Discipline & Productivity: Manage daily case volume while maintaining quality standards and turnaround time expectations. • Continuous Learning: Participate in structured training programs to develop expertise in underwriting processes, risk evaluation, and internal systems Desired Experience & Qualification • 1–3 years of experience in an administrative, operations, or structured process-driven role. Experience in a financial services environment is a plus but not required for all roles. • Proficient in Google Suite (Docs, Sheets, Gmail) or similar productivity tools. • Ability to manage multiple tasks in a fast-paced environment. • High attention to detail.