Every application goes through a structured review before a final decision is made. This page explains what we check, why we check it, and what happens after each stage.
Affordability, documents, credit profile, and mandate readiness all form part of the final review.
We look at the information you provide about your income, salary date, and monthly expenses to understand whether the requested loan amount is affordable and aligned to responsible lending principles.
Our team checks the uploaded document set as one package. We verify that the files are readable, current, and consistent with the details submitted in the application.
A credit-related assessment supports the overall decision. This is one part of the process, not the only factor, and it works together with affordability and document verification.
If your application is approved, we issue your official loan quote and DebiCheck mandate in your dashboard. You review the quote, sign the mandate, and the application moves to final completion.
Start your application once you understand how the review process works.
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